Carter’s Credit Card Accounts are issued by Comenity Capital Bank.
Carter’s Credit Card is a payment option if you are to shop at Carter’s, OshKosh B’gosh, and Skip hop. Not only is it used to pay for your purchase but you are also eligible to get numerous benefits by using Carter’s Credit Card.

If you have children then it’s obvious you have heard about Carter’s or even have shopped for your kids.
Carter’s, Inc. is a major American designer and marketer of children’s apparel selling its products through its own Carter’s, OshKosh B’gosh, and Skip Hop retail stores, website, and in other retail outlets and department stores.
We hope you are not missing out on a huge opportunity to save some cash and other exciting returns while shopping from Carter’s.
In this article, we will brief you on how you can apply for Carter’s credit card, create an account, and how you can access your credit card online.
Benefits of Carter's credit card
- Free shipping on any order.
- Double points on every purchase to earn rewards even faster.
- Receive a special welcome offer when you receive your credit card.
- Earn rewards, get $10 for every 150 points earned.
- Birthday surprise gifts for your child every year.
- Early access to special events and sales.
- Exclusive bonus points and savings offers.
- Save 25% off your first purchase.
Isn’t it awesome to get so many benefits just by using Carter’s credit card while shopping for your kids?
Benefits of Carter's Credit Online Access
- Make online payments to your credit card account.
- View your account transactions.
- Enroll in SMS and email notifications.
- Update personal information
A complete guide Carter's Credit Card.
Read the following guide if you are interested in applying for Carter’s credit card or want to know how to access your Credit card online.
Note: All the steps and information are the same for OshKosh B’gosh, and Skip hop.
How to create an Account on Carter's?
Here's the step necessary to sign up for an account on Carter's, OshKosh B'gosh, and Skip hop. Also, you will enroll yourself in the Rewarding moments.
- First, launch a web browser from your computer or mobile device.
- Navigate to Carter's official website: www.carters.com (Copy-paste the URL onto your browser)
- Once you are on the landing page, click on the Sign in option on the top right of the page.
- Next, you will land on the Carter's Sign Up page as shown in the image below.
- Click on the Create an account link.
- Then enter your Full name, Email ID, and create a secure password. (If you had enrolled in Rewarding Moments in store, be sure to use the same email address and make sure your password is between 8-20 characters and includes at least one letter and one number)
- Next, tick on the terms and conditions option.
- Finally, click on CREATE AN ACCOUNT button.
That's it, you have successfully created an account on Carter's. You can use the same credential to log into OshKosh B'gosh or Skip Hop.
How to apply for Carter's Credit Card?
To apply for Carter's credit card you must meet the following criteria.
- Be at the age of maturity in your state or territory
- A valid government-issued photo ID
- A valid government-issued tax identification number (such as SSN or SIN)
- Have a street, rural route, or APO/FPO mailing address, and at least one mobile or alternate phone number. PO Box mailing addresses are not accepted.
If you meet all the requirements then follow the steps mentioned below to apply for Carter's credit card.
- First, launch a web browser from your computer or mobile device.
- Navigate to Carter's official website: www.carters.com (Copy-paste the URL onto your browser)
- Once you are on Carter's landing page, scroll to the bottom of the page and then click on Carter's Credit Card as shown in the image below.
- After you have clicked on the option, you will land on the Credit card page. Click on Apply Now! option.
- Next, you will see an option to Create an Account or Sign In to your existing Carter's account and.
- If you have an account then sign in using your Carter Login credential or create one if you want to. (We have mentioned the steps required to create Carter's account).
- If you don't have an account and want to Apply for Carter's Credit Card then you can do so by clicking on Skip and APply Now option.
- Go to https://www.carters.com/creditcard-login from any device with an internet connection.
- A new page will load, please fill in the basic information of yourself.
- After entering the details, tick the I Consent option and then click on Submit Application button.
After you have submitted your application, Carter's will go through your application and it usually takes about 7 working days to receive your card once it has been approved.
How to register for Online Access to your Carter's Credit Card Account?
If you have a Carter's Credit Card and want to access it online then first you must register. You can pay your bill, review statements, update personal information, and much more from your computer, or smartphone when you register for online access.
- Launch a web browser from your computer or mobile device.
- Navigate to Comenity website: www.comenity.com
- Click on the Your Account button on the top right of the page.
- Next, type Carter's on the search box and click on the result.
- From the search result, click on the http://comenity.net/carters link.
- Next, you will see Carter's Sign In form. Click on Register for Online Access link.
- After you have clicked the Register option, you will need to enter the following:
- Credit Card Account Number
- ZIP Code or Postal Code
- Identification Type (Social Security Number, Social Insurance Number, Alternate Identification)
- Last Four Digits of SSN
- Finally, click on Find My Account.
That's it, if you have provided the correct information then you should receive an email to confirm your applications and will receive a link to create a password for your Carter's Credit Card Online login.
How to Log into Comenity Carter's Credit Card Online?
If you have a Carter's Credit Card and have registered for Online access then you can log in to your account. Please follow the steps mentioned below to log into your Comenity Carter's Credit Card account.
- Launch a web browser from your computer or mobile device.
- Navigate to Comenity website: www.comenity.com
- Click on the Your Account button on the top right of the page.
- Next, type Carter's on the search box and click on the result.
- From the search result, click on the http://comenity.net/carters link.
- Next, you will see Carter's Sign In form. Enter your username and password and then click on Sign In button.
That's it, if you have provided the correct information then you should have now successfully accessed Comenity Carter's Credit Card Account.
Refrences & FAQ
I forgot my Carter's Credit Card Online Username?
If you forgot your Comenity Carter's Credit Card Online account username then don't worry, you can easily recover it by following the steps mentioned below.
- Copy-paste https://d.comenity.net/ac/carters/public/home URL onto your browser.
- Once you are on the Comenity Carter's Sign In page, click on Forgot Your Username or Password? link.
- Then, provide your Account Number, Zipcode or Postal Code, Identification Type, and Last four digits of SSN.
- If the given information is valid then you should receive an email with your user name.
That's it, this is how you can recover your Comenity Carter's Credit Card Online account Username.
I forgot my Carter's Credit Card Online Password?
If you forgot your Comenity Carter's Credit Card Online account password then no need to worry, you can easily reset it by following the steps mentioned below.
- Copy-paste https://d.comenity.net/ac/carters/public/home URL onto your browser.
- Once you are on the Comenity Carter's Sign In page, click on Forgot Your Username or Password? link.
- Then, provide your Account Number, Zipcode or Postal Code, Identification Type, and Last four digits of SSN.
- If the given information is valid then you should receive an email with a password reset link. Click on it.
- Now create a new password, and use it to log in from now onwards.
That's it, this is how you can reset your Comenity Carter's Credit Card Online account Password.
Can you use Carter's credit card at OshKosh?
Yes, Carter's credit card is store-branded and can be used only at its retail stores such as OshKosh B'gosh and Skip Hop retail stores.
Do I need a account in Carters to apply for credit card?
No, you can apply for Carter's Credit Card without creating an account.
When will I receive my Carter's Credit Card?
After applying for Carter's Credit Card, you will receive it within 7-10 working days.
Customer Support for my Comenity Carter's Credit Card?
For any queries regarding Comenity Carter's credit card please use the contact number or mailing address mentioned below.
Customer Care at 1-877-563-5767 (TDD/TTY: 1-888-819-1918)
Customer Care Address
Comenity Capital Bank
PO Box 183003
Columbus OH 43218 3003